The defi SOLUTIONS family of services now includes defi SERVICING, defi ANALYTICS, defi EXCHANGE (an auto loan portfolio marketplace), as well as our Loan Origination Software that has everything you need from app entry to booking/funding and the ability to configure all of your rules and processes on demand.

CONFIGURATION: The simple-to-use configuration screens enable you to set up everything from adverse action reasons and auto decisioning rules to all the verification questions your reps should ask.

ENTRY: Applications enter the defi SOLUTIONS LOS through various sources, including Dealertrack, RouteOne, manual entry, more.

DECISIONING: Every application passes first through your automated decisioning logic, running any rules you have set up to auto decision the application or to provide data back to the underwriter to manual decision the deal.

UNDERWRITING: Attractive, user-friendly screens allow underwriters to decision applications accurately and quickly.

THIRD-PARTY INTEGRATION: Quickly integrates with various third-parties that you want to use in the decisioning process.

FUNDING/VERIFICATIONS: A streamlined verifications process controlled by you. The funding process, just like the underwriting process, is tied to the platform’s sophisticated decision engine. No deal will fund until all verifications have been properly completed.

DIGITAL DOCUMENT HANDLING and eContracting: Simplifies the process of signing, transferring, and receiving loan documents.

defi SOLUTIONS Loan Origination System doesn’t make you choose between short-term and long-term goals.

  • In the short-term, the fully web-based solution gets you up and running quickly.
  • In the long-term, responding to market changes is easy because you already have everything you need at your fingertips.

The simple and intuitive configuration screens allow for easy set up. You don’t need to be tech savvy. You can add as many scorecards as you want and make updates quickly and painlessly.

The defi SOLUTIONS Loan Origination Software is configurable to the max! Unlike the other guys, we’d rather you control your system than ask us for lengthy customizations and changes. Funding and verifications are incredibly unique. You don’t have to rely on big bulky training manuals or waste time on manual processes. The streamlined funding process will improve your operations, auditing and risk management.
You can auto-decision as many or as few apps as you’d like; just make the changes to your configuration pages. Want to auto-decision based on non-standard criteria, like the year of the car or the income of the applicant? No problem. Any characteristic in your database can be the basis for your criteria!
Yes! The defi SOLUTIONS Loan Origination System includes a mobile app that enables your reps to see where deals stand, follow up on deals, check dealers’ performance measures and more!
We started as 100% focused on auto loan originations but built the system to be fully configurable for other types of lenders. Auto lenders as well as consumer lenders are now using defi to automate underwriting and funding activities.
We provide upfront pricing for our Loan Origination System based on your needs. Our pricing includes set up, training, help and support, and regular system updates. The simpler your rules, the easier and quicker your set up. Ongoing pricing is volume-based.