With more than 60 million unique consumer identities in our database, Clarity is the leading (and largest) subprime credit bureau in the industry. We have customizable solutions for fraud detection, underwriting and general risk management based on real-time credit data.

Clarity Services has developed an easy way for auto lenders to distinguish between creditworthy and higher-risk subprime consumers. Clarity understands that not all subprime consumers are created equal, so we created a unique credit score matrix. By combining or “overlaying” our proprietary fraud score with the FICO® Auto score, lenders can more precisely assess risk and structure deals based on an applicant’s risk level, not just a number on a credit report.
Learn more about Clarity Services.