Customer care is the bread and butter of the auto lending industry. While it’s important to have reliable loan origination …
HOW LOAN ORIGINATION BUSINESS RULES REV AUTO LENDING
Advancements in fintech are transforming loan origination into an increasingly-automated process. Loan applications are now often turned into booked loans with little to no intervention from an underwriter. Underlying this automation is a set of loan origination business rules.
WHAT YOU NEED TO KNOW ABOUT AUTO LOAN DELINQUENCY STATISTICS
The headline of the Federal Reserve Bank of Kansas City’s Macro Bulletin summarizes the Q2 2018 auto loan delinquency statistics: …
AUTO LOAN PORTFOLIO RISK MANAGEMENT: PROBLEMS TO AVOID
Experian’s State of the Automotive Finance Market – A look at loans and leases in Q2 2018 provides an excellent, …
HOW TO USE AUTO LENDING RISK MANAGEMENT STRATEGICALLY
A comprehensive auto lending risk management strategy addresses every phase of the lending cycle from applications through servicing. Regular analysis …
HOW AUTO DELINQUENCY RATES AFFECT YOUR LENDING PORTFOLIO
Auto loan delinquency rates will always be a challenge for lenders, who must balance acceptable risk with profitability. As an …
HOW TO RESPOND TO CAR LOAN DELINQUENCY RATES IN GOOD TIMES AND BAD
The Kansas City Federal Reserve’s MAIN STREET VIEWS Policy Insight Auto Loan Delinquency Rates Are Rising, but Mostly among Subprime …
AUTO LOAN RISK MANAGEMENT FOR YOUR PORTFOLIO
With auto sales in decline in 2018, lenders are looking for options to build a profitable portfolio. There’s always the …
HOW AN LOS LOCKS IN TILA COMPLIANCE
It should be easy to comply with the Truth In Lending Act (TILA), more commonly referred to as Regulation Z …
USING AUTO LOAN PORTFOLIO RISK ASSESSMENT WITH AN LOS
A regular practice of auto loan portfolio risk assessment allows lenders to continually evaluate and adjust their credit policies in …
