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First Access Funding Takes Lending to the next level.First Access Funding Corp. (FAFC) partners with defi SOLUTIONS (defi) and Integrated Fintech to take their lending program to the next level with analytics and automation.

FAFC President and CEO David Ballantine has the goal of building the company into one of the leading vehicle finance providers in Canada.

Ballantine said, “We chose defi as our Loan Origination System (LOS) because the platform has tremendous power and flexibility, but to date we have not been taking full advantage of the system’s capabilities. I knew we needed a streamlined credit program backed by strong analytics, and so our partners at defi introduced us to Integrated Fintech to help us develop a customized solution.”

Integrated Fintech was founded by veteran auto finance executives Daniel Parry and Steve Moses. Daniel Parry, co-founder of Praxis Finance and Exeter Finance, has 20 years in analytics, credit risk management, and executive strategy. Steve Moses, President of Praxis Finance and former Chief Financial Officer of Exeter Finance, has more than 20 years of experience in finance, capital markets, strategy and growth companies.

“We have worked closely with the founders of defi for nearly two decades. Having been auto finance operators, they were able to design a powerful LOS from the user’s perspective. Much the same way, as experienced lenders, we can bridge the gap between the business needs and analytic technology,” Parry said. “defi is the perfect platform to accomplish that goal, as it puts the command of data and analytics in the hands of the lender.”

“It could take years to build out both the analytic team and technology infrastructure internally, but defi allowed us to have control and understanding of our data through a system where we can implement nearly anything. With the insight of the experienced team at Integrated Fintech, and the capabilities of the defi platform, we are well positioned to accomplish our goals,” Ballantine said. “defi customers, as well as the rest of the industry, will benefit from this as applied knowledge is power –and the more the better.”

About First Access Funding Corp.

First Access Funding Corp. is based in Edmonton Alberta. As a privately held non-prime automotive finance company, First Access provides car loans to clients who are not able to obtain financing from traditional lenders. The lender currently operates through a growing network of Dealership Partners across Western Canada and in Ontario. For more information, visit

About defi SOLUTIONS

defi SOLUTIONS provides the only leading edge, browser-based loan origination system (LOS) that is completely configurable by lenders. The defi system allows auto lenders to manage the application lifecycle from a single, highly flexible platform. The defi LOS is affordable, scalable and easily accessible from mobile devices. To schedule a demo of the defi SOLUTIONS system, visit

About Integrated Fintech

Integrated Fintech LLC (IFT) is a specialized consulting firm focused on bridging the gap between consumer finance lenders and the latest advances in data, analytics and technology. Founded by seasoned auto finance executives, IFT partners with consumer finance lenders to understand their unique needs within the current market conditions. IFT identifies high value opportunities, designs innovative analytic-based solutions and implements them to help lenders achieve a sustainable competitive advantage. For more information, visit

Getting Started

defi SOLUTIONS provides configurable loan origination systems, loan management and servicing, analytics and reporting, and a wide range of technology-enabled BPO services. If you’re struggling with the limitations of your current lending technology solutions, take the first step in realizing the benefits of modern technology. Contact our team today or register for a demo.

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