BLOGS

Insights into Modern Lending

 

vehicle remarketing services
An ever-increasing number of business transactions are conducted via mobile devices. Statistics from Cyber Monday 2018 indicate more than a third of transactions were done via mobile devices. Mobile reduces ...
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community bank lending workflow
Modern lending solutions take advantage of the latest fintech capabilities to help you assess and effectively manage risk throughout the lending cycle. When speaking about auto loan risk assessment, we ...
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small business loan servicing solutions
The headline of the Federal Reserve Bank of Kansas City’s Macro Bulletin summarizes the Q2 2018 auto loan delinquency statistics: Auto Loan Delinquency Rates Are Rising, but Mostly among Subprime ...
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Auto Loan Delinquency Statistics
Experian’s State of the Automotive Finance Market - A look at loans and leases in Q2 2018 provides an excellent, easy-to-digest snapshot of the current market. It acknowledges slowing market ...
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vehicle remarketing services
A comprehensive auto lending risk management strategy addresses every phase of the lending cycle from applications through servicing. Regular analysis of loan applications and portfolio performance with a focus on ...
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community bank lending workflow
Auto loan delinquency rates will always be a challenge for lenders, who must balance acceptable risk with profitability. As an indicator of ongoing appetite for both, interest rates have increased ...
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loan servicing software community bank small business
It should be easy to comply with the Truth In Lending Act (TILA), more commonly referred to as Regulation Z (or just Reg Z) in the auto lending industry. If ...
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Auto Loan Delinquency Statistics
A regular practice of auto loan portfolio risk assessment allows lenders to continually evaluate and adjust their credit policies in response to market dynamics. To do this you’ll need analytics ...
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community bank lending workflow
The concept of workflow has been around for decades. The assembly line instituted by Henry Ford was the shining example of efficient workflow in its day, echoing Frederick Taylor’s research ...
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vehicle remarketing services
How worried should you be about current auto lending market and delinquency trends? Subprime auto loan delinquencies have been on the rise since 2011. They may have stabilized a bit, but ...
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small business loan servicing solutions
Risk is an inherent part of the auto lending industry. Initially, risk was almost exclusively associated with the criteria and policies used to evaluate applicants. How confident were you in ...
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small business loan servicing solutions
The auto lending process—applications through final payments—creates volumes of valuable applicant, borrower, process, and portfolio data for lenders. When auto lending analytics are properly applied to that data you can: ...
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