Origination & Servicing
for Captive Auto Lenders
End-to-end SaaS software for loan or lease origination, servicing, and managed servicing solutions

Competitive Edge for Captives
You’re offering the best deals and terms in town—but are you doing it as quickly and easily as your competitors? Your customers want to be able to close, and manage, their auto loan or lease in minutes.
You need a single suite that delivers efficiency at every stage of the lending lifecycle, from the initial digital borrower interaction through automated decisioning, funding, servicing, collections, remarketing, and more.
Whether you're looking to transform your current loan origination system or build a brand-new finance company, our end-to-end solutions can drive growth and elevate both the lending and leasing experience for you and your customers.
Leading Origination Software for Captives
Streamline your auto lending and leasing process with a highly scalable system that provides peak performance during peak demands.
Self-service customization makes it easy to modify system in response to market shifts and unique business needs
Automated processes and workflows on a single platform provide scalability and improve look-to-book ratios
Out-of-the-box functionality and no-code configurability lets you quickly add products or lines of business
Seamless integrations with third-party application sources, credit bureaus, valuation guides and fraud detection services keep you current and compliant


Captive Auto Loan or Lease Servicing Software
Stay compliant with state and national regulations while streamlining your servicing, collections, and remarketing operations.
Automated account management services enhance customer communication while maximizing collections
Automation across workflows and processes reduce repetitive tasks and errors and improves regulatory compliance
External systems integrate seamlessly on a single, API-enabled platform providing real-time access to data and services
Loan or Lease Managed Services for Captives
Let us create a complete customer experience that fits your brand and operates as a seamless extension of your business.
Timesaving, technology-enabled services manage the day-to-day so you can focus on business strategy and market changes
Scalable solutions that address the complexities of any size portfolio while reducing IT and staffing responsibilities
Outsourced loan servicing by experts with decades of experience in the industry provides a white-glove borrower experience

What our clients say
“With defi, we were able to improve our service levels 25%, despite a 43% month-over-month increase in call volume.”Captive lender
“We automated our servicing with defi SOLUTIONS and were able to decrease 276 manual tasks in a single queue down to only 5 tasks. That's a workload reduction of 98%!”Captive lender
of new vehicle financing held by captive auto lenders in Q3 2024
of the lending lifecycle


