After several years of rate volatility, inventory whiplash, and credit tightening that created short-term disruption, lenders are now adapting to…
ON COMPLIANCE: CFPB REPORT ON STATE CONSUMER PRIVACY LAWS AND THE MONETIZATION OF CONSUMER FINANCIAL DATA
By Michael Gordan, defi SOLUTIONS VP, Compliance Subtlety is not the regulator’s friend. Nuance and attention to the particular details…
EFFECTIVE COMMUNICATION: WHAT DOES IT LOOK LIKE?
The average employee receives more than 100 emails per day at work—not to mention the hundreds of Slack or Teams…
ON COMPLIANCE: NEW HAMPSHIRE’S HB 1243
By Michael Gordan, defi SOLUTIONS VP, Compliance In the criminal law realm, passing a retroactively effective bill is almost certain…
NAVIGATING THE FUTURE OF REMOTE WORK: TRENDS & INNOVATIONS
How are your teams currently working? Are they fully remote, entirely in the office, or adopting a hybrid model? In…
WHICH ALTERNATIVE CREDIT SCORE COMPANIES ARE BEST? A QUICK GUIDE FOR LENDERS
Alternative credit score companies provide a more complete picture of applicants
CURE FOR THE SUMMERTIME BLUES
Summer has officially arrived and unless you are in the HVAC business or own or operate an RV park, campground,…
HOW THE BEST LENDERS SPOT STRAW BUYER RED FLAGS
Most lenders encounter straw buyers at some point but only realize it once a loan defaults without a single payment….
ON COMPLIANCE: INITIAL DISCOMBOBULATION AROUND CCPA, CPRA, CPPA, CCCP
By Michael Gordan, defi SOLUTIONS VP, Compliance The past five or so years of consumer protection legislation in California may…
ON COMPLIANCE: THE UCC AND HIGH DRAMA ABOUT CBDC
By Michael Gordan, defi SOLUTIONS VP, Compliance As secured transactions, auto loans are typically guided by the Uniform Commercial Code….
GETTING THE RIGHT THINGS DONE
If you’re like most, unless your vehicle’s fuel gauge goes kaput or is suddenly so out of whack you run…
SUCCESS THROUGH PERSISTENT PATIENCE AND STRATEGIC SLOWNESS
It’s the beginning of a new year. And our thoughts are on evaluating accomplishments and planning and prioritizing for what’s…
