This page delves into several key strategic planning ideas for credit unions. On the way, we provide a brief overview …
CREDIT UNION LOAN GROWTH TRENDS AND STATISTICS FOR 2025
The last five years have seen drastic highs and lows in a short period, resulting in one of the most …
AUTO FINANCE INDUSTRY CHALLENGES & HOW TO OVERCOME THEM
Auto finance industry challenges are many, but lenders are taking steps to turn those challenges into opportunities. Lenders are adapting …
ON COMPLIANCE: CFPB REPORT ON STATE CONSUMER PRIVACY LAWS AND THE MONETIZATION OF CONSUMER FINANCIAL DATA
By Michael Gordan, defi SOLUTIONS VP, Compliance Subtlety is not the regulator’s friend. Nuance and attention to the particular details …
LOAN ORIGINATION REGULATIONS & RULES
U.S. loan origination regulations and rules are based on laws and industry standards designed to ensure transparency, fairness, and financial …
ON COMPLIANCE: NEW HAMPSHIRE’S HB 1243
By Michael Gordan, defi SOLUTIONS VP, Compliance In the criminal law realm, passing a retroactively effective bill is almost certain …
A LOAN SERVICING COMPLIANCE GUIDE FOR CREDIT UNIONS
Following a loan servicing compliance guide and relying on experts to guide you can help protect your credit union members. Just remember that you still have to go through the process of researching specific regulations for your state and industry to remain compliant.
LOAN APPLICATION UNDERWRITING PROCESS IMPROVEMENT IDEAS FOR LENDERS
Lenders can improve their loan application underwriting process by investing in automation and data analytics to quickly analyze financial history, …
CREDIT RISK MITIGATION TOOLS: THE LATEST INNOVATIONS FOR LENDERS
All lenders seek to reduce credit risk within their portfolios. While some still use manual risk assessment tools, portfolio management …
ON COMPLIANCE: INITIAL DISCOMBOBULATION AROUND CCPA, CPRA, CPPA, CCCP
By Michael Gordan, defi SOLUTIONS VP, Compliance The past five or so years of consumer protection legislation in California may …
