Loan origination is a volume business with thin margins per transaction. The lenders who consistently outperform on profitability are running…
WHY AUTO LENDERS NEED A DIGITAL LENDING PROCESS
U.S. auto lending remains elevated, with origination volumes consistently in the $700 to $750 billion range over the past several…
HOW TO CAPTURE MORE LOAN AND LEASE OPPORTUNITIES WITH AN AUTO LENDING PLATFORM
In auto lending, many loan and lease opportunities are won or lost before underwriting is even complete. This is, in…
BEST LOAN ORIGINATION SOFTWARE FOR BANKS
Banks evaluating loan origination software face a growing number of options. Platforms differ widely in how they handle decisioning, workflow…
INDIRECT AUTO LENDING FOR BANKS
Most auto loans in the United States don’t begin at a bank branch or digital portal, they start at the…
LOAN ORIGINATION BEST PRACTICES FOR 2026: HOW CREDIT UNIONS CAN INCREASE LOAN VOLUME WITHOUT ADDING STAFF
Loan origination sits at the heart of every lending program. It’s where member demand turns into funded loans, dealer relationships…
UPGRADE AUTO FINANCE SOFTWARE
Upgrading auto finance software is one of the fastest ways to improve lending performance. Faster decisions, stronger visibility, and automated…
AUTO LOAN DEFAULT RATES, REPOSSESSION, AND COLLECTIONS: INDUSTRY DATA AND INSIGHTS
Auto loan default rates and related metrics are a window into borrower stress, portfolio health, and the effectiveness of collections…
SERVICING SOLUTIONS FOR AUTO LOANS
Lenders today have multiple servicing options, each with its own cost structures, control levels, and scalability profiles. Some choose to…
DIRECT VS INDIRECT AUTO LENDING
Auto lenders originate loans in two primary ways: direct auto lending and indirect auto lending. Both models can be profitable,…
REGULATORY IMPACTS ON AUTO LENDING: KEY STATES TO WATCH
Regulatory impacts on auto lending are increasingly at the local level, not solely by federal oversight. States are introducing new…
IN-HOUSE VS OUTSOURCE AUTO LOAN SERVICES
Every auto lender eventually reaches the same crossroads: should auto loan servicing stay in-house, or is it time to outsource?…
