Category Archive

It should be easy to comply with the Truth In Lending Act (TILA), more commonly referred to as Regulation Z…

A regular practice of auto loan portfolio risk assessment allows lenders to continually evaluate and adjust their credit policies in…

The concept of workflow has been around for decades. The assembly line instituted by Henry Ford was the shining example…

How worried should you be about current auto lending market and delinquency trends? Subprime auto loan delinquencies have been on the…

Risk is an inherent part of the auto lending industry. Initially, risk was almost exclusively associated with the criteria and…

The auto lending process—applications through final payments—creates volumes of valuable applicant, borrower, process, and portfolio data for lenders. When auto…

How easily can you make modifications or customize your loan management system to meet current (and future) lending needs? It…

Today’s robots and long-gone steam engines have something in common: Automation. The essence of automation is the replacement of a…

What’s in it for me? That’s a legitimate question for every lender to ask when evaluating the features, capabilities, and…

What degree of lending risk are you willing to tolerate? You probably ask yourself this daily.  Your answer varies with…

Hybrid cars don’t use any gas going downhill, so their drivers often coast as long as possible, increasing their overall…

Pretend your current loan origination system is an automobile. How would you describe it— antique, clunker, ready for recycling, gas…