BLOGS

Insights into Modern Lending

 

Using Auto Loan Portfolio Risk Assessment with an LOS

A regular practice of auto loan portfolio risk assessment allows lenders to continually evaluate and adjust their credit policies in...
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The Benefits of Digital Auto Loan Underwriting Workflows

The concept of workflow has been around for decades. The assembly line instituted by Henry Ford was the shining example...
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The Auto Loan Delinquency Trends That Matter

How worried should you be about current auto lending market and delinquency trends? Subprime auto loan delinquencies have been on the...
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Auto Lending Risk Assessment Factors You Can't Overlook

Risk is an inherent part of the auto lending industry. Initially, risk was almost exclusively associated with the criteria and...
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3 Key Problems with Auto Lending Analytics and How To Avoid Them

The auto lending process—applications through final payments—creates volumes of valuable applicant, borrower, process, and portfolio data for lenders. When auto...
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What Loan Management System Configuration Does for You

How easily can you make modifications or customize your loan management system to meet current (and future) lending needs? It...
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Why Loan Portfolio Analytics Are So Valuable

If you’ve been in the auto lending business for any length of time, you’ve captured or created volumes of applicant,...
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The Benefits of Automation for Auto Loan Compliance

Today’s robots and long-gone steam engines have something in common: Automation. The essence of automation is the replacement of a...
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Digital Loan Processing: What's In It For You

What’s in it for me? That’s a legitimate question for every lender to ask when evaluating the features, capabilities, and...
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Using Auto Loan Decisioning Rules To Achieve Compliance

Auto lending regulations are the result of consumer advocates, industry lobbyists, and government officials proposing, negotiating, and compromising to bring...
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How to Reduce Lending Risk With Alternative Credit Data

What degree of lending risk are you willing to tolerate? You probably ask yourself this daily.  Your answer varies with...
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2018 Auto Loan Default Statistics: Keeping the Real Horsepower in Your Portfolio

Hybrid cars don’t use any gas going downhill, so their drivers often coast as long as possible, increasing their overall...
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