THOUGHT LEADERSHIP

From Our Team

 

Upgrading to an LOS with Integrated DMS Is Worth it. Here's Why.

  J.D. Power reports that nearly 84% of new-vehicle buyers in 2018 arranged financing through a dealership. For lenders, that...
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Which Credit Bureau Data Should Auto Lenders Use?

When’s the last time you thought about your credit bureau data? If you’re like most auto lenders, you usually don’t...
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Digital Notification Strategies for Auto Lenders

Fintech innovation is reshaping auto financing into a streamlined customer experience, as Boston Consulting Group (BCG) notes in Staying Ahead...
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What To Expect When Expecting a New SaaS Loan Origination System

We’ve met a lot of lenders in this situation: Their legacy loan origination system has become too pricey to maintain....
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Auto Loans for Millennials: What You Need To Know

According to U.S. Census Bureau population projections, millennials are expected to overtake Baby Boomers in 2019 as the younger group’s...
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How Auto Lenders Can Prosper During Downturns

With 17 million vehicles sold in 2018 and 16.8 million new cars and light trucks predicted in 2019 by NADA...
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Used vs. New for Auto Lenders: Why Customers Choose Used

U.S. News and World Report succinctly contrasts the pros and cons of buying new vs. used cars. In today’s auto...
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Cloud Loan Software, AWS, and SaaS: LOS Must-Haves

If your loan origination software (LOS) runs on servers located in your facility, annual licensing and maintenance costs are increasing,...
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Auto Loan Straw Buyers and Other Fraudsters

The most painful way to learn about auto loan straw buyers is to become their fraud victim. According to PointPredictive,...
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It's Easy To Misrepresent Information on Auto Loan Applications

What percentage of the auto loan applications you received this month intentionally misrepresented information about the borrower, vehicle, or dealer?...
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The Rise of Fraud and Misrepresentation in Auto Loan Origination

While fraud has always been a problem with auto loans, technology is making it easier to get a steal of...
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How To Fight Auto Lending Fraud

Anti-theft technology has reduced the incidence of traditional auto theft. So thieves have shifted to auto lending fraud. If you...
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