Thought Leadership

From Our Team

 

Cure for the Summertime Blues

Summer has officially arrived and unless you are in the HVAC business or own or operate an RV park, campground,...
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How the Best Lenders Spot Straw Buyer Red Flags

Most lenders encounter straw buyers at some point but only realize it once a loan defaults without a single payment....
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On Compliance: Initial Discombobulation Around CCPA, CPRA, CPPA, CCCP

By Michael Gordan, defi SOLUTIONS VP, Compliance The past five or so years of consumer protection legislation in California may...
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On Compliance: The UCC and High Drama About CBDC

By Michael Gordan, defi SOLUTIONS VP, Compliance As secured transactions, auto loans are typically guided by the Uniform Commercial Code....
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Getting the Right Things Done

If you’re like most, unless your vehicle’s fuel gauge goes kaput or is suddenly so out of whack you run...
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Success through Persistent Patience and Strategic Slowness

It’s the beginning of a new year. And our thoughts are on evaluating accomplishments and planning and prioritizing for what’s...
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Loan Approval Prediction Using Machine Learning

Key Takeaways ML models learn from historical data, which means biased or incomplete training data produces biased predictions at scale...
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Community Bank Technology Trends for 2024

Community banks are unlike any other financial institution. They truly understand the individual needs of small businesses and the community...
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Account Takeover Fraud Prevention for Lenders

In an account takeover, an individual or well-organized cartel obtains access to a consumer’s account, changes login credentials or personal data, then makes unauthorized transactions using that account. Unauthorized purchases,...
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AGILE DONE WELL | Don't go over the waterfall

Agile is all the buzz these days. Adoption statistics show an 88% increase since 2002, with the use gaining traction...
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Leading Through Change

Each month as CEO of a financial technology company, I host monthly “Your Voice” meetings that give all team members...
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Great Expectations: Three Requirements for Meeting 5-Star Success

If you book a room at a 5-star hotel, you have certain expectations: a unique aesthetic, exceptional features, an understanding...
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