BLOGS
Insights into Modern Lending
Loan Application Process Improvement Ideas
To increase efficiency, reduce costs, and meet borrower expectations, lenders should implement strategies for loan application process improvement. By leveraging...
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How To Improve Underwriting Risk Assessment
According to the Mortgage Bankers Association, mortgage delinquencies increased for all loans in 2024 compared to 2023. The delinquency rate...
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How To Improve Customer Experience in the Banking Industry
Customer experience is one of the most important factors affecting customer retention and growth for banks. An enjoyable banking experience...
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Consumer Dynamics of Auto Refinance: What Lenders Need To Know in 2025
The demand for auto refinancing has exploded in recent years. According to TransUnion, 76% of drivers who borrowed to buy...
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Electric Vehicle Lending: 2025 Guide for Lenders
The market for electric vehicles (EVs) is at an all-time high. According to market research firm Rho Motion, worldwide EV...
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5 Loan Servicing Trends To Watch in 2025 & Beyond
Loan servicing is a crucial aspect of the financial industry that involves managing and administering loans on behalf of lenders....
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How To Respond To Car Loan Delinquency Rates in 2025
Car loan delinquency rates are rising. Account delinquency rates of auto loans 60+ days past due (DPD) rose six basis...
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Gen Z Banking Trends: How Lenders Can Stay Competitive in 2025
Gen Z’s banking preferences are shaped by their digital upbringing and financial outlook. Around 99% of Gen Z use mobile...
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Loan Origination and AI: How AI Is Changing Lending
Artificial intelligence (AI) is revolutionizing financial services by improving efficiency, accuracy, and personalization. AI allows financial institutions to mitigate risks...
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Auto Leasing Trends: What To Expect in 2025
In recent years, advances in vehicle technology and shifting consumer preferences have driven auto leasing trends. Electric vehicles (EVs) are...
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5 Credit Union Technology Challenges
Some of the top credit union technology challenges right now are: Lack of agility in deploying IT resources and services to meet dynamic processing demands associated with business cycles; inability...
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Customer Experience Trends in Banking: What To Expect in 2025
Technologies that reduce friction and improve customer satisfaction drive customer experience in the lending industry. Digital-driven banking customer experience plays...
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