BLOGS

Insights into Modern Lending

 

Canadian Auto Lending Trends for 2026

Canada’s auto‑finance ecosystem is entering a new phase, one where rising vehicle costs, rate pressures, and shifting consumer behavior are...
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Auto Loan Risk Management for Your Portfolio

There are many sources of risk in the auto lending space, including borrower fraud, inflated collateral values, and shifting credit...
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Preventing Auto Loan Application Fraud

A borrower’s income is a powerful indicator of their ability to repay a loan; if the reported income is inflated...
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How Auto Lenders Maximize Delinquent Account Recovery

Delinquent account recovery is a serious financial drain for lenders. Mailing out late statements and hiring staff to call debtors daily is an incredibly expensive process. In some cases, lenders...
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Auto Loan Compliance: Challenges & Solutions

Auto loan compliance is the line between protecting your institution and exposing it to serious risks. Regulatory fines for data...
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How Auto Loan Outsourcing Can Be Cost-Effective

In the past, in-house processing was the default strategy for managing auto loan servicing. But the modern lending environment demands...
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Auto Finance Industry Trends in 2026

Today’s lending market looks very different than it did even just a handful of years ago. More customers are checking auto prices and lending rates online to find the financing...
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Digital Lending Business Models That Drive Success in 2025

Technology has redefined lending. Modern digital lending platforms allow financial institutions of every size the ability to move faster, cut...
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Truth in Lending Act for Auto Loans

Passed in 1968, the Truth in Lending Act encourages accuracy among consumer lenders by requiring they disclose certain terms when offering a loan. Modern lending platforms can support an auto...
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Navigating Loan Origination System Investments

Information technology (IT) has transformed the way modern lending works. Fincos, banks, and credit unions have access to more lending solutions than ever thanks to the latest advances in technology....
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How to Automate Loan Lifecycle for Auto Lenders

The auto lending process typically spans multiple stages: application intake, document collection, credit decisioning, funding, and servicing. Each step involves...
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Lending Risk Analysis: Key Considerations

In Q1 2025, total household debt in the U.S. rose by $167 billion—a 0.9% increase from the previous quarter—bringing the...
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