Blogs

Insights into Modern Lending

 

Auto Loan Delinquency Rates and Trends

Key Takeaways Subprime 60+ day delinquency rates reached 6.80% in September 2025, more than ten times the prime rate of...
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Auto Loan Origination Statistics: Q1 2026 Benchmarks

Differences in auto loan origination performance are rarely driven by policy alone. They show up in measurable outcomes: how quickly...
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Indirect Auto Lending Trends

Indirect auto lending remains the dominant origination channel in the U.S., with dealers originating the majority of financed vehicle purchases....
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Auto Loan Origination Data: How to Drive Better Business Insights

Auto loan origination data sits at the center of modern auto lending decisions. It reflects borrower attributes, vehicle details, pricing...
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Outsourcing Auto Loan Servicing: Cost and Efficiency Analysis

As auto loan portfolios grow and servicing requirements become more demanding, lenders are reassessing whether in-house servicing models can scale...
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Electric Vehicle Lending Management and Services

Electric vehicle (EV) lending is entering its next phase as demand stabilizes and lenders adjust to changing consumer preferences, incentive...
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Top Auto Loan Risk Assessment Software Considerations

Auto lending risk behavior has shifted dramatically in recent years; borrower payment patterns fluctuate more quickly, collateral values depreciate more...
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Auto Lease Management & Buyout Services 

Lease portfolios represent one of the most operationally complex segments for lenders. As vehicles approach the end of the term,...
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How the Auto Lending Service Model is Changing for Lenders

The auto lending service model encompasses all of the systems, processes, and workflows that lenders use to originate, underwrite, fund,...
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Large Scale Auto Lending and Servicing Simplified

Managing large scale auto lending and servicing requires a level of coordination, compliance rigor, and operational efficiency that legacy systems...
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Powersport Lending Systems and Servicing

The demand for ATVs, UTVs, motorcycles, snowmobiles, and personal watercraft continues to accelerate as consumers prioritize outdoor recreation and manufacturers...
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Pros and Cons of an Automated Loan Processing System

Key Takeaways Automated loan processing delivers the strongest ROI when treated as a long-term transformation rather than a one-time technology...
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