BLOGS

Insights into Modern Lending

 

Electric Vehicle Lending: 2025 Guide for Lenders

The market for electric vehicles (EVs) is at an all-time high. According to market research firm Rho Motion, worldwide EV...
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5 Loan Servicing Trends To Watch in 2025 & Beyond

Loan servicing is a crucial aspect of the financial industry that involves managing and administering loans on behalf of lenders....
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How To Respond To Car Loan Delinquency Rates in 2025

Car loan delinquency rates are rising. Account delinquency rates of auto loans 60+ days past due (DPD) rose six basis...
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Gen Z Banking Trends: How Lenders Can Stay Competitive in 2025

Gen Z’s banking preferences are shaped by their digital upbringing and financial outlook. Around 99% of Gen Z use mobile...
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Loan Origination and AI: How AI Is Changing Lending

Artificial intelligence (AI) is revolutionizing financial services by improving efficiency, accuracy, and personalization. AI allows financial institutions to mitigate risks...
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Auto Leasing Trends: What To Expect in 2025

In recent years, advances in vehicle technology and shifting consumer preferences have driven auto leasing trends. Electric vehicles (EVs) are...
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5 Credit Union Technology Challenges

Some of the top credit union technology challenges right now are: Lack of agility in deploying IT resources and services to meet dynamic processing demands associated with business cycles; inability...
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Customer Experience Trends in Banking: What To Expect in 2025

Technologies that reduce friction and improve customer satisfaction drive customer experience in the lending industry. Digital-driven banking customer experience plays...
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AI in Auto Lending: Benefits, Trends, and Predictions

Fintech is being used to automate many processes within the financial services industry, with the auto lending sector being no...
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10 Omnichannel Banking Trends to Expect in 2025

Omnichannel banking trends in 2025 will be driven by customers’ preference for digital channels. With 50-70% of customers preferring digital...
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8 Credit Union Technology Trends for 2025

Competition is getting more challenging in the lending industry. Inflation and economic uncertainty have made consumers wary of spending more...
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Auto Lending Trends: What To Expect in 2025

In 2025, digital transformation, sustainability, and adaptability to economic pressures will drive auto lending trends. For example, more and more...
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