Canada’s auto‑finance ecosystem is entering a new phase, one where rising vehicle costs, rate pressures, and shifting consumer behavior are…
AUTO LOAN RISK MANAGEMENT FOR YOUR PORTFOLIO
There are many sources of risk in the auto lending space, including borrower fraud, inflated collateral values, and shifting credit…
PREVENTING AUTO LOAN APPLICATION FRAUD
A borrower’s income is a powerful indicator of their ability to repay a loan; if the reported income is inflated…
HOW AUTO LENDERS MAXIMIZE DELINQUENT ACCOUNT RECOVERY
Delinquent account recovery is a serious financial drain for lenders. Mailing out late statements and hiring staff to call debtors…
AUTO LOAN COMPLIANCE: CHALLENGES & SOLUTIONS
Auto loan compliance is the line between protecting your institution and exposing it to serious risks. Regulatory fines for data…
HOW AUTO LOAN OUTSOURCING CAN BE COST-EFFECTIVE
In the past, in-house processing was the default strategy for managing auto loan servicing. But the modern lending environment demands…
AUTO FINANCE INDUSTRY TRENDS IN 2026
Today’s lending market looks very different than it did even just a handful of years ago. More customers are checking…
DIGITAL LENDING BUSINESS MODELS THAT DRIVE SUCCESS IN 2025
Technology has redefined lending. Modern digital lending platforms allow financial institutions of every size the ability to move faster, cut…
TRUTH IN LENDING ACT FOR AUTO LOANS
Passed in 1968, the Truth in Lending Act encourages accuracy among consumer lenders by requiring they disclose certain terms when…
NAVIGATING LOAN ORIGINATION SYSTEM INVESTMENTS
Information technology (IT) has transformed the way modern lending works. Fincos, banks, and credit unions have access to more lending…
HOW TO AUTOMATE LOAN LIFECYCLE FOR AUTO LENDERS
The auto lending process typically spans multiple stages: application intake, document collection, credit decisioning, funding, and servicing. Each step involves…
LENDING RISK ANALYSIS: KEY CONSIDERATIONS
In Q1 2025, total household debt in the U.S. rose by $167 billion—a 0.9% increase from the previous quarter—bringing the…
