The demand for auto refinancing has exploded in recent years. According to TransUnion, 76% of drivers who borrowed to buy …
ELECTRIC VEHICLE LENDING: 2025 GUIDE FOR LENDERS
The market for electric vehicles (EVs) is at an all-time high. According to market research firm Rho Motion, worldwide EV …
5 LOAN SERVICING TRENDS TO WATCH IN 2025 & BEYOND
Loan servicing is a crucial aspect of the financial industry that involves managing and administering loans on behalf of lenders. …
HOW TO RESPOND TO CAR LOAN DELINQUENCY RATES IN 2025
Car loan delinquency rates are rising. Account delinquency rates of auto loans 60+ days past due (DPD) rose six basis …
GEN Z BANKING TRENDS: HOW LENDERS CAN STAY COMPETITIVE IN 2025
Gen Z’s banking preferences are shaped by their digital upbringing and financial outlook. Around 99% of Gen Z use mobile …
LOAN ORIGINATION AND AI: HOW AI IS CHANGING LENDING
Artificial intelligence (AI) is revolutionizing financial services by improving efficiency, accuracy, and personalization. AI allows financial institutions to mitigate risks …
AUTO LEASING TRENDS: WHAT TO EXPECT IN 2025
In recent years, advances in vehicle technology and shifting consumer preferences have driven auto leasing trends. Electric vehicles (EVs) are …
5 CREDIT UNION TECHNOLOGY CHALLENGES
Some of the top credit union technology challenges right now are: Lack of agility in deploying IT resources and services to meet dynamic processing demands associated with business cycles; inability to rapidly implement new applications or modify existing applications to meet evolving market needs; and obtaining maximum value from the growing volumes of data generated by transactions and customer interactions.
CUSTOMER EXPERIENCE TRENDS IN BANKING: WHAT TO EXPECT IN 2025
Technologies that reduce friction and improve customer satisfaction drive customer experience in the lending industry. Digital-driven banking customer experience plays …
AI IN AUTO LENDING: BENEFITS, TRENDS, AND PREDICTIONS
Fintech is being used to automate many processes within the financial services industry, with the auto lending sector being no …
10 OMNICHANNEL BANKING TRENDS TO EXPECT IN 2025
Omnichannel banking trends in 2025 will be driven by customers’ preference for digital channels. With 50-70% of customers preferring digital …
8 CREDIT UNION TECHNOLOGY TRENDS FOR 2025
Competition is getting more challenging in the lending industry. Inflation and economic uncertainty have made consumers wary of spending more …













