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Category Archive

Below you'll find a list of all posts that have been categorized as “defi INSIGHT”

ELECTRIC VEHICLE LENDING: 2025 GUIDE FOR LENDERS

The defi Team March 7, 2025defi INSIGHT, Electric vehicle lending, Originations

The market for electric vehicles (EVs) is at an all-time high. According to market research firm Rho Motion, worldwide EV…

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Salesforce loan original system critique

5 LOAN SERVICING TRENDS TO WATCH IN 2025 & BEYOND

The defi Team February 24, 2025defi INSIGHT, Outsourced Servicing, Servicing Systems, Simplifying Processes

Loan servicing is a crucial aspect of the financial industry that involves managing and administering loans on behalf of lenders….

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Representation of contract signing at the end of the loan origination process

HOW TO RESPOND TO CAR LOAN DELINQUENCY RATES IN 2025

The defi Team February 18, 2025Auto Lending, defi INSIGHT, Fraud, Trends

Car loan delinquency rates are rising. Account delinquency rates of auto loans 60+ days past due (DPD) rose six basis…

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GEN Z BANKING TRENDS: HOW LENDERS CAN STAY COMPETITIVE IN 2025

The defi Team February 14, 2025Banking, defi INSIGHT, Trends

Gen Z’s banking preferences are shaped by their digital upbringing and financial outlook. Around 99% of Gen Z use mobile…

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Loan approval prediction using machine learning could help quickly find creditworthy applicants

LOAN ORIGINATION AND AI: HOW AI IS CHANGING LENDING

The defi Team February 11, 2025defi INSIGHT, Originations, Trends

Artificial intelligence (AI) is revolutionizing financial services by improving efficiency, accuracy, and personalization. AI allows financial institutions to mitigate risks…

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Auto loan origination software

AUTO LEASING TRENDS: WHAT TO EXPECT IN 2025

The defi Team February 7, 2025Auto Lending, defi INSIGHT, Trends

In recent years, advances in vehicle technology and shifting consumer preferences have driven auto leasing trends. Electric vehicles (EVs) are…

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5 CREDIT UNION TECHNOLOGY CHALLENGES

The defi Team February 4, 2025Credit Unions, defi INSIGHT

Some of the top credit union technology challenges right now are: Lack of agility in deploying IT resources and services…

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Customer experience trends in banking

CUSTOMER EXPERIENCE TRENDS IN BANKING: WHAT TO EXPECT IN 2025

The defi Team February 3, 2025defi INSIGHT, Trends

Technologies that reduce friction and improve customer satisfaction drive customer experience in the lending industry. Digital-driven banking customer experience plays…

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Signing of auto finance contract

AI IN AUTO LENDING: BENEFITS, TRENDS, AND PREDICTIONS

The defi Team January 30, 2025defi INSIGHT, Trends

Fintech is being used to automate many processes within the financial services industry, with the auto lending sector being no…

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10 OMNICHANNEL BANKING TRENDS TO EXPECT IN 2025

The defi Team January 21, 2025Banking, defi INSIGHT, Trends

Omnichannel banking trends in 2025 will be driven by customers’ preference for digital channels. With 50-70% of customers preferring digital…

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8 CREDIT UNION TECHNOLOGY TRENDS FOR 2025

The defi Team January 9, 2025Credit Unions, defi INSIGHT, Trends

Competition is getting more challenging in the lending industry. Inflation and economic uncertainty have made consumers wary of spending more…

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Auto loan origination software

AUTO LENDING TRENDS: WHAT TO EXPECT IN 2025

The defi Team January 7, 2025defi INSIGHT, Trends

In 2025, digital transformation, sustainability, and adaptability to economic pressures will drive auto lending trends. For example, more and more…

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