Category Archive

Below you'll find a list of all posts that have been categorized as “Trends”

AUTO LOAN DELINQUENCY RATES AND TRENDS

Auto loan delinquency is among the clearest indicators of overall consumer financial health. When household finances weaken, car payments are…

Differences in auto loan origination performance are rarely driven by policy alone. They show up in measurable outcomes: how quickly…

The defi Team February 12, 2026defi INSIGHT, Trends

Indirect auto lending remains the dominant origination channel in the U.S., with dealers originating the majority of financed vehicle purchases….

The defi Team January 20, 2026Trends

After several years of rate volatility, inventory whiplash, and credit tightening that created short-term disruption, lenders are now adapting to…

Electric vehicle (EV) lending is entering its next phase as demand stabilizes and lenders adjust to changing consumer preferences, incentive…

Auto loan compliance is the line between protecting your institution and exposing it to serious risks. Regulatory fines for data…

Today’s lending market looks very different than it did even just a handful of years ago. More customers are checking…

Passed in 1968, the Truth in Lending Act encourages accuracy among consumer lenders by requiring they disclose certain terms when…

Loan management has advanced significantly in the last five years. It used to involve juggling spreadsheets, printing statements, mailing notices,…

According to a recent Point Predictive report, fraud exposure in 2025 is estimated to be larger this year than it…

According to a study released by J.D. Power in April 2025, satisfaction on a 1,000-point scale among credit union members…

The defi Team February 18, 2025Auto Lending, defi INSIGHT, Fraud, Trends

Car loan delinquency rates are rising. Account delinquency rates of auto loans 60+ days past due (DPD) rose six basis…