BLOGS

Insights into Modern Lending

 

eContracts: eSignatures Make Loan Origination Fast and Secure

Anyone with years of experience in lending knows paperwork has become voluminous as a result of new regulations. Paperwork is...
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How Digital Documents Ensure Auto Lending Regulatory Compliance

Banks, credit unions, and fincos with auto lending operations can improve efficiency and reduce costs by replacing paper documents with...
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What You Need To Know About Auto Loan Delinquency Statistics

The headline of the Federal Reserve Bank of Kansas City’s Macro Bulletin summarizes the Q2 2018 auto loan delinquency statistics:...
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Auto Loan Portfolio Risk Management: Problems to Avoid

Experian’s State of the Automotive Finance Market – A look at loans and leases in Q2 2018 provides an excellent,...
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How To Use Auto Lending Risk Management Strategically

A comprehensive auto lending risk management strategy addresses every phase of the lending cycle from applications through servicing. Regular analysis...
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How Auto Delinquency Rates Affect Your Lending Portfolio

Auto loan delinquency rates will always be a challenge for lenders, who must balance acceptable risk with profitability. As an...
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How an LOS Locks In TILA Compliance

It should be easy to comply with the Truth In Lending Act (TILA), more commonly referred to as Regulation Z...
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Using Auto Loan Portfolio Risk Assessment with an LOS

A regular practice of auto loan portfolio risk assessment allows lenders to continually evaluate and adjust their credit policies in...
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The Benefits of Digital Auto Loan Underwriting Workflows

The concept of workflow has been around for decades. The assembly line instituted by Henry Ford was the shining example...
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The Auto Loan Delinquency Trends That Matter

How worried should you be about current auto lending market and delinquency trends? Subprime auto loan delinquencies have been on the...
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Auto Lending Risk Assessment Factors You Can't Overlook

Risk is an inherent part of the auto lending industry. Initially, risk was almost exclusively associated with the criteria and...
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3 Key Problems with Auto Lending Analytics and How To Avoid Them

The auto lending process—applications through final payments—creates volumes of valuable applicant, borrower, process, and portfolio data for lenders. When auto...
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