Category Archive

Below you'll find a list of all posts that have been categorized as “Banking”

LENDING RISK ANALYSIS: KEY CONSIDERATIONS

In Q1 2025, total household debt in the U.S. rose by $167 billion—a 0.9% increase from the previous quarter—bringing the …

The loan origination process is often the first real test of a lender’s relationship with a customer. A clear, responsive, …

Loan management has advanced significantly in the last five years. It used to involve juggling spreadsheets, printing statements, mailing notices, …

The vehicle leasing market is shifting into high gear. Globally, it’s projected to grow from $596.4 billion in 2025 to …

Often, one of the biggest mistakes we see credit unions make in their indirect lending strategy is they try to …

How would you describe your credit union’s loan origination process? Fast, easy, simple, and a competitive advantage? Or is it …

Cars, boats, jet skis, snowmobiles, and other personal vehicles are often financed with consumer asset finance. The loan terms can …

This page delves into several key strategic planning ideas for credit unions. On the way, we provide a brief overview …

The defi Team March 13, 2025Banking, defi INSIGHT

Customer experience is one of the most important factors affecting customer retention and growth for banks. An enjoyable banking experience …

The defi Team February 14, 2025Banking, defi INSIGHT, Trends

Gen Z’s banking preferences are shaped by their digital upbringing and financial outlook. Around 99% of Gen Z use mobile …

The defi Team January 21, 2025Banking, defi INSIGHT, Trends

Omnichannel banking trends in 2025 will be driven by customers’ preference for digital channels. With 50-70% of customers preferring digital …

The defi Team December 10, 2024Banking, defi INSIGHT

What gives you the greatest advantage in capturing more auto loans and growing your portfolio in a competitive auto lending …