If you’re a lender with a legacy auto lending solution, you likely know you should upgrade to one with integrated…
AUTO LENDING EFFICIENCY AND PROFITABILITY TIPS
The rise of big data is transforming how organizations plan, manage, and evaluate their businesses. Auto lending is no different….
OPTIMIZE YOUR UNDERWRITING PROCESSES WITH AUTO LENDING ANALYTICS
Only a fraction of banks, credit unions, and fincos use the full power of auto lending analytics to their advantage….
WHAT YOU NEED TO KNOW ABOUT AUTO LOAN DELINQUENCY STATISTICS
The headline of the Federal Reserve Bank of Kansas City’s Macro Bulletin summarizes the Q2 2018 auto loan delinquency statistics:…
AUTO LOAN PORTFOLIO RISK MANAGEMENT: PROBLEMS TO AVOID
Experian’s State of the Automotive Finance Market – A look at loans and leases in Q2 2018 provides an excellent,…
USING AUTO LOAN PORTFOLIO RISK ASSESSMENT WITH AN LOS
A regular practice of auto loan portfolio risk assessment allows lenders to continually evaluate and adjust their credit policies in…
THE BENEFITS OF DIGITAL AUTO LOAN UNDERWRITING WORKFLOWS
The concept of workflow has been around for decades. The assembly line instituted by Henry Ford was the shining example…
THE AUTO LOAN DELINQUENCY TRENDS THAT MATTER
How worried should you be about current auto lending market and delinquency trends? Subprime auto loan delinquencies have been on the…
AUTO LENDING RISK ASSESSMENT FACTORS YOU CAN’T OVERLOOK
Risk is an inherent part of the auto lending industry. Initially, risk was almost exclusively associated with the criteria and…
3 KEY PROBLEMS WITH AUTO LENDING ANALYTICS AND HOW TO AVOID THEM
The auto lending process—applications through final payments—creates volumes of valuable applicant, borrower, process, and portfolio data for lenders. When auto…
