The auto lending process typically spans multiple stages: application intake, document collection, credit decisioning, funding, and servicing. Each step involves …
LENDING RISK ANALYSIS: KEY CONSIDERATIONS
In Q1 2025, total household debt in the U.S. rose by $167 billion—a 0.9% increase from the previous quarter—bringing the …
IMPROVING YOUR LOAN ORIGINATION EXPERIENCE
The loan origination process is often the first real test of a lender’s relationship with a customer. A clear, responsive, …
IS IT TIME TO UPGRADE YOUR AUTO LENDING PLATFORM?
If you can’t remember when your current auto lending platform was originally implemented, it’s probably time to consider an upgrade. Technological improvements in recent years deliver functionality that dramatically improves loan origination efficiency, lowers overall processing costs, and supports well-informed lending decisions.
LOAN MANAGEMENT TRENDS FOR BANKS, 2025
Loan management has advanced significantly in the last five years. It used to involve juggling spreadsheets, printing statements, mailing notices, …
WHY YOU NEED VEHICLE LEASE MANAGEMENT SOFTWARE
The vehicle leasing market is shifting into high gear. Globally, it’s projected to grow from $596.4 billion in 2025 to …
HOW TO IMPROVE INDIRECT AUTO LENDING FOR CREDIT UNIONS
Often, one of the biggest mistakes we see credit unions make in their indirect lending strategy is they try to …
HOW TO SELECT THE BEST LOAN SOFTWARE FOR CREDIT UNIONS
Credit union lending is on the rise. In Q1 2025, total loan balances reached $1.65 trillion—a 3.3% year-over-year increase across …
LOAN APPLICATION FRAUD DETECTION BEST PRACTICES
According to a recent Point Predictive report, fraud exposure in 2025 is estimated to be larger this year than it …
CREDIT UNION LENDING SOFTWARE TO STREAMLINE THE LOAN ORIGINATION PROCESS
How would you describe your credit union’s loan origination process? Fast, easy, simple, and a competitive advantage? Or is it …
HOW TO CHOOSE CREDIT UNION SOFTWARE FOR 2025
According to a study released by J.D. Power in April 2025, satisfaction on a 1,000-point scale among credit union members …
ASSET FINANCE PROCESS IMPROVEMENT FOR BANKS & CREDIT UNIONS
Cars, boats, jet skis, snowmobiles, and other personal vehicles are often financed with consumer asset finance. The loan terms can …
