Credit and risk analysis in auto lending is becoming more data-driven as loan amounts rise, terms lengthen, and borrower behavior…
ELECTRIC VEHICLE LENDING MANAGEMENT AND SERVICES
Electric vehicle (EV) lending is entering its next phase as demand stabilizes and lenders adjust to changing consumer preferences, incentive…
HOW THE AUTO LENDING SERVICE MODEL IS CHANGING FOR LENDERS
The auto lending service model encompasses all of the systems, processes, and workflows that lenders use to originate, underwrite, fund,…
LARGE SCALE AUTO LENDING AND SERVICING SIMPLIFIED
Managing large scale auto lending and servicing requires a level of coordination, compliance rigor, and operational efficiency that legacy systems…
POWERSPORT LENDING SYSTEMS AND SERVICING
The demand for ATVs, UTVs, motorcycles, snowmobiles, and personal watercraft continues to accelerate as consumers prioritize outdoor recreation and manufacturers…
PREVENTING AUTO LOAN APPLICATION FRAUD
A borrower’s income is a powerful indicator of their ability to repay a loan; if the reported income is inflated…
HOW AUTO LENDERS MAXIMIZE DELINQUENT ACCOUNT RECOVERY
Delinquent account recovery is a serious financial drain for lenders. Mailing out late statements and hiring staff to call debtors…
HOW TO AUTOMATE LOAN LIFECYCLE FOR AUTO LENDERS
The auto lending process typically spans multiple stages: application intake, document collection, credit decisioning, funding, and servicing. Each step involves…
LENDING RISK ANALYSIS: KEY CONSIDERATIONS
In Q1 2025, total household debt in the U.S. rose by $167 billion—a 0.9% increase from the previous quarter—bringing the…
LOAN MANAGEMENT TRENDS FOR BANKS, 2025
Loan management has advanced significantly in the last five years. It used to involve juggling spreadsheets, printing statements, mailing notices,…
WHY YOU NEED VEHICLE LEASE MANAGEMENT SOFTWARE
The vehicle leasing market is shifting into high gear. Globally, it’s projected to grow from $596.4 billion in 2025 to…
HOW TO SELECT THE BEST LOAN SOFTWARE FOR CREDIT UNIONS
Credit union lending is on the rise. In Q1 2025, total loan balances reached $1.65 trillion—a 3.3% year-over-year increase across…
